The Cash Trio

We oftentimes get disturbed about their monthly budget, not managing your monthly budget can contribute to putting you further in debt if you are not cautious. Managing your budget the right way has many benefits including saving you money and help relief some of your stress over debt. Always keep in mind that a budget is primarily a program for your monthly expenditure. A budget, like any programme, demands some level of management to make it work. The way I handle my budget, for example, is by concentrating on maintaining information organised and controlling my expenditure.

My first focus is on organising the information in my budget. For instance, I keep an eye on running expenses like utilities, automobile and mortgage repayments, insurance, and the like. Consider that without organizing my budget, I can very easily lose track of my spending. By being conscious of what expenditures repeat every month, I have an immediate hold on the minimum amount of money I have to set away each month before I spend on other things I can monitor a little more such as entertainment, apparel, and vacations.

To make a financial progress, I make sure that I monitor my spending tightly in my budget. A strong measure of progress is putting money into a savings account or paying down debt. However, if I over spend, the opposite is true because rather than saving money I will use debt to help me cover the monthly expenses in my budget. Distinctly, giving in to the tensions of budgeting can have costly outcomes for my finances, specially if I am not able to pay down my debt.

There are two gains for watching and organising my budget: First, I save money by fending off unneeded expenses. Second, my finances are guided at achieving financial goals. Fundamentally, by spending wisely and buying only things that are important, I am actually freeing up money that I can either use for something else or save. The extra money can also be useful in paying off debt or keeping it for a holiday. In addition to having extra money, it will also allow me to yield longer term financial goals like saving and investing for retirement or paying off my mortgage or student loans. With my budget being organised and moderated, not only does my financial situation become more secure but successfully managing my budget reduces the stress that often comes with being in debt.

Browsing lace front wigs off the rack probably isn’t anything to dread. Listen to me, I’m a youthful woman making the best of the tough luck of hair loss. I maintain my look because I tactfully and naturally enhance my look with several fantastic lace front wigs that I value dearly. I can assure you, you’ll find forgotten spirit with the natural style and feel of well-made lace front wigs. Believe me, quality wigs make a difference for so many women in need.

Maybe you have held some of the exact questions looking in the mirror. “How much do they cost?” and “Will it match my hair texture?” were my most important worries, without a doubt. These fears are not stupid when you take the time to relax to realize how many fabulous fitting selections are out there. Womens wigs styled from human hair, grant ladies of all types with confidence. There’s little to worry endlessly in! There’s a reason people rarely think wigs are any good. Simply ’cause most never even know it from a full head of hair.

Take a look at the essential wig shopping critereon you might implement yourself. It’s no contest the best wigs are made from human hair. Human hair wigs are about three times more expensive when up against synthetic wigs with good reason. They are 300% better on all counts! I definitely sing their praises. However, if its just too much for the pocketbook, synthetic wigs can be a good option and worth your consideration.

Personally, I spring for the natural human hair wigs because a couple different traits. They last longer and you can dye them. Not to mention, my children are more comfortable with it.

It’s your call, but conduct due diligence to choose a wig that does your image justice, so you can enjoy it confidently! Be less concerned about appearance, but even more important, be confident with it on. Just like with any fashion decision, your wig reflects who you are.

Stand Tall!

Abby Smart

There is no magic potion on how to get your girlfriend back. Some will try to sell magic love potions that are nothing more than a sweet mixture in a bottle. It is amazing at the number of scams that can arise out of someone else’s pain. Why would you try to take advantage of someone who is already vulnerable? It just goes to show you that not only can we not control who we fall in love with, we may sometimes fall prey to the emotions that arise out of that love. Realistically, a rational person will not normally buy a love potion. But, if the potion gives them hope of restoring love, he just might buy it.

One of the best tips on how to get your ex boyfriend back is patience. During the initial days after the break up, you will be tempted to call, text, email, or even make surprise visits to his home. These are all BAD ideas if you ever want to have a chance of getting him back. Having patience and giving your emotions a rest are the best options for you. There is an old saying that if you love someone, set him free. If he comes back to you, it was meant to be. If he does not, the two of you were never meant to be.

A few years back, the ex-recording artist,
turned Pastor, turned recording artist again,
Mase, had a record out called “If I Had 24 hours to live…”

During the song, he, and a couple of other rappers,
stated what they would do if they had 24 hours to live.

For some reason, when I sat down to write this
newsletter, I thought of that song,
“If I Had 24 hours to live…”

What if you found out that you had 24 hours to live?

Think about it for a moment.

If you had 24 hours to live and knew for a
fact that you would be leaving this earth,
would you be happy with the life that you led?

Would you be able to say that you’ve made
the most of your life?

Would you look back on your life and say,
“I’ve lived the best life I could possibly live?”

Or would you think, “Wow, I have 24 hours to
live and I haven’t even started to live yet?”

Would you happy that you were meeting God
so you can share with Him how you used the
gifts and talents He gave to you, or would
you feel ashamed because you never used your
talents in any way to serve His people.

Or would you think, “I haven’t done nearly the
things that I know I am capable of doing. I
haven’t accomplished the things that I have
always wished to accomplish.”

My question to you is, “Why haven’t you?
What’s stopping you?”

We always have excuses as to why we haven’t
accomplished the things that we have dreamed
of accomplishing, or doing the things that
we’ve hoped to do.

You’ve heard the stories of people on their
death bed wishing they had spent more time
with their families, or wishing they had
spent less time complaining and more time living,
or wishing they had accomplished more with their life.

Life is truly a gift. Yet, most of us treat
it as if it’s nothing. We don’t give life a
second thought until we are faced with the
reality of death. For some reason, we feel
that we have all the time in the world to get
around to doing the things that we have thought
of doing with our life, but before we know it,
we look up and its over.

I don’t know about you, but I don’t want to be
one of those folks on my death bed, thinking back
on the life I lived and regretting the fact that
I never took control of my life and started living.
I would hate to come to the realization that I
never really LIVED but merely existed for so
many years.

Most people simply drift through life,
never taking control or even knowing or
believing that they CAN take control of
their life. They simply let left push
them and pull them on through it until
one day they wake up, on their death bed,
knowing they have 24 hours to live and it
is at THAT point they decide that they
should have been more of this or did more
of that.

I beg you–Don’t be one of those people.

Life is like everything else.

If you want it to be successful,
you have to PLAN your life. You have
to make a decision about what you want
to DO with your life. You have to see
yourself doing the things that you want
to do and you have to take action. Listen
to that voice that is inside of youyour spirit
your direct link to God.

Learn how to control your life and make it
go exactly as you wish it to go.

You can do it, you know. And the great part
about it is you can start at any given second.
All it takes is for you to make the decision.
Then draw up a plan and take action.

If you learn to live EVERY day as if it were
your last, you will see the urgency that life
brings with it. You will feel the need to
urgently accomplish things every single day.

In 1 Corinthians 9:24 Paul says, Do you not know
that in a race all the runners run, but only one
gets the prize? Run in such a way as to get the prize.

So when the day comes and you discover that
you have 24 hours to live, you will simply
smile and relax and be happy about the fact
that you will be going home to meet God and
tell him how you used the gifts he had given
to you to serve others and in the process,
served yourself. You won’t regret having 24
hours to live; in fact, you will welcome it
with open arms because you can’t WAIT to share
the things that you have accomplished with
your life. You have run the race to get the prize.

ACTION POINT: Do you have a plan for your life?
Do you have a burning desire to do, be or have
something that will allow you to serve others
and make your life more meaningful? Have you
figured out your talents and gifts and a way
to use them in your life? If not, then this
is the assignment for you this week. DECIDE what
you want to do with your life. Draw up a plan.
Start with your outcome, your dream and work
your way backwards on how to accomplish that dream.
Ask God for assistant. He’ll give it to you.
Remember, ask and you shall receive. I even offer
an ecourse called Ask and You Shall Receive.
It’s free and you can get it by sending a blank
email to mailto:askandr-@sendfree.com.

Dawn Fields is a motivational speaker, author and coach. She has an amazing way of reaching you with her down-to-earth style and her ability to make the impossible seem possible. Sign up for her FREE weekly newsletter by sending a blank email to dawn@dawnfields.com
with SUBSCRIBE in the subject line. Visit the web site at http://www.dawnfields.com. Be sure to tune into her weekly radio show Thursday nights at 9 p.m. at http://www.dawnfields.com/radioshow.htm